When the accountant for a Christmas Ranch stops paying their loan and steals their money, the owner has 48 hours to find the money before the bank taks over the ranch. This is a poor film as the plot and script are bad. Brianna Cohen has 48 hours to save her home and ranch but spends very little time actually trying to do something about it. The budding romance between her and Johnathan Stoddard is also not convincing.